13 Ekim 2012 Cumartesi

Paleo Diet Recipes: The ''Paleo Diet Recipes'' Cookbook

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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Weight Loss.www.ThePaleoDietEbook.com www.thepaleodietebook.com Paleo Diet Recipes The ''Paleo Diet Recipes'' Cookbook The ''paleo recipe cookbook'' is a downloadable PDF e-book that you will be able to use freely on your PC, Mac or even your iPad or iPhone. You get immediate access to secure download....I hope you will get new knowledge about Weight Loss. Where you'll be able to offer easy use in your day-to-day life. And most importantly, your reaction is their explanation Weight Loss|at Bing Weight Loss}.View Related articles related to Weight Loss. I Roll below. I have counseled my friends to help share the Facebook Twitter Like Tweet. Can you share Paleo Diet Recipes: The ''Paleo Diet Recipes'' Cookbook.

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Credit Bureaus Phone Numbers - Experian, TransUnion, and Equifax

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Credit Union Reviews! Again, for I know. Ready to share new things that are useful. You and your friends.

Most of your needs with a credit bureau can be done over the internet with their websites. However, if a problem arises with your report or certain information is not accepted by the site, you will need to make a phone call. It is a good idea to be able to find the phone numbers of each bureau quickly if you need them in order to get the matter settled as fast as possible.

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How is Credit Bureaus Phone Numbers - Experian, TransUnion, and Equifax

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Transunion 1-800-916-8800

TransUnion is one of the big three credit bureaus that allow for one free report every year. TransUnion was a pioneer in the field, although they were not the first established. TransUnion had the first online database and lead the way for online credit reporting. Now, most reporting is done online. TransUnion has had some troubles though, particularly with a high number of inaccuracies in reporting. One study showed that 79% of their reports had at least some form of inaccuracy. They also were sued for selling private information.

Equifax 1-800-685-1111

Equifax is the oldest of the three credit bureaus. It is also the most widely used. This means that people looking to repair their score will often work with Equifax first. They have had issues in the past when it came to privacy and giving out personal information. Because of this trouble, they have worked closely with government officials to make sure the current privacy laws are relevant and are working for the people.

Experian 1-888-397-3742

Experian is the only agency that does not use the FICO score to establish your credit score. Experian uses the PLUS system. The PLUS system uses the same factors as the FICO score. They weigh the factors a little differently and in a way that is more consumer friendly. They may be the easiest bureau to approach when attempting to fix your score because they are trying to get an accurate reflection of what is going on. Their major trouble with the law came when they tried to automatically enroll people who came for a free credit report to their paid monitoring service.

These three credit bureaus will give you one free credit report each year. There is a lot you can learn from these reports and everyone should take advantage of this great opportunity. For those trying desperately to raise their credit score, it might be a good idea to try out a paid monitoring service, at least for a few months. This way, you can see exactly which of your efforts are paying off and effecting your score. Even those with good credit would benefit from credit monitoring in order to catch fraud. Either way, be sure to get your free reports.

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How to Obtain a Non ChexSystems Bank Account Without Being Scammed

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Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation.

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How is How to Obtain a Non ChexSystems Bank Account Without Being Scammed

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Predatory banking can also exist for those who have ended up in the ChexSystems.

ChexSystems is a network of financial institutions (mainly banks) that regularly contribute information about account holders that mishandle their checking or savings accounts. Nearly all banks within the US are a part of this consortium.

Bounce a check, and not pay it off in a timely manner, and you could end up in the ChexSystems. Even if you receive a bogus check, and the bank suspects foul play, you could land in the ChexSystems hot seat.

And the sentence for this financial felony isn't light.

If the bank that put you in the ChexSystems refuses to release your name from the ChexSystems database, you'll find it close to impossible to obtain a bank account of any sort for 5 years.

Even if you pay off the offending debt, the bank could still hold you a ChexSystems prisoner. Wicked, but 100% true.

So naturally when you have a situation where people are stuck between a rock and a hard place, the vultures come out to feed. This is what you may encounter if you're looking for a non ChexSystems bank account.

Before you pay money to any service that claims to give you a non ChexSystems bank account be sure it passes the following tests with flying colors.

Make sure the bank is FDIC insured.According to the FDIC web site:"The FDIC – short for the Federal Deposit Insurance Corporation – is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC - insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government."In a nutshell, if you decide to open a bank account with an institution that isn't FDIC insured, you could basically lose all of your money if that institution goes out of business. So it's extremely important to verify the banks status before you open an account.You can easily verify that a bank is FDIC insured at the FDIC web site. If it's a credit union, make sure it's NCUSIF insured.NCUSIF insurance is similar to FDIC insurance, except it's for credit unions.According to the National Credit Union Association web site:"The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA under the direction of the three-person NCUA Board. Your share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC)."All credit unions that are NCUSIF insured can be found at ([http://www.ncua.gov/indexdata.html]). Make sure the institution has a physical branch.This is one of the easiest ways to weed out the bad seeds. Banks with physical branches are always legitimate financial institutions. Do some background work on the bank.Do a WHOIS search to view the registrant for the banks domain name. If it's a single person, that should raise a red flag. It should always be the banks name or corporate name.Look on the banks web site. There should be separate telephone and fax numbers, and a legitimate street address - not a PO box. You can always call 411 to confirm that the telephone number matches the address listed. But also keep in mind that some banks have a central location where they answer general calls. Make sure the bank DOESN'T require you to use direct deposit in order to open the account. There are some financial services that offer checkless checking accounts. (This isn't a scam as far as I can tell.) But what if you don't get direct deposit? Or what happens if you switch jobs, and no longer receive your checks through direct deposit? Then you're basically back at square one.And what if you want to use checks? I mean a checkless checking account kind of defeats the purpose of obtaining a checking account at all. Make sure the institution doesn't charge you for common items like monthly statements, telephone services, and withdrawls.I recently noticed a financial service charging outrageous fee's for options that are normally provided for free through regular banks and credit unions. They were charging for everything but the kitchen sink, including: a fee to check your balance at the ATM, a fee to receive a monthly statement, a fee if you wanted to return something you purchased from a retail store, a fee for using their automated telephone service. And that was just the tip of the iceberg!

Even though you're in the ChexSystems doesn't mean you should play victim to financially draining ploys like these. There are always better alternatives waiting in the wings.

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Boeing's Newest Aircraft Model, The 787 Dreamliner, Takes Off

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Boeing's newest aircraft, the 787 Dreamliner finally took its first flight on December 15 at the company's Everett Paine airstrip in Washington State. The 787 was created in replacement of the aging and deteriorating 767 and 757 models. During its first flight there were about 25,000 spectators who gathered in Everett just to witnessed such historic event, when an airliner made out of composite materials and plastics have finally be airborne.

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How is Boeing's Newest Aircraft Model, The 787 Dreamliner, Takes Off

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Excitement fills the air, the same way when Concorde took its final flight some years ago. Fire trucks and emergency response units stand by on both sides of the runway. The crew, spearheaded by two pilots, taxied the huge aircraft out to one end of the runway and from there it paused for a moment and wait for the engines to heat up while the engineers anxiously move from one foot to another. The terrible roar was expected as the aircraft lifted off but it was one of the latest breed of engines and noise levels are pretty muted.

In a press release, Boeing announced that the test flight was intended to test basic system performance. Obviously, it worked exactly as projected. It was supposed to be a four hour test flight, but it ended up to three due to the bad weather condition that day.

Presently, there are already 6 models of 787 Dreamliner that exists. These are built for further testing that will run for about three quarters of a year. Within this period these aircraft will be tested to destruction. It will run nearly beyond their levels of endurance and at high and low temperatures. This is to qualify for an FAA certification for passenger flight. It is basically the standard and SOP for every brand new aircraft model. It should specifically required for an aircraft that is as advanced and innovative as 787 Dreamliner.

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Beyond Fads 7 Diets That Provide Weight Loss Results

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12 Ekim 2012 Cuma

ATF Offers $10,000 Reward for Information on Unsolved Homicide

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Investigators Seek Public's Help in Solving Murder
ROME, Ga. – On Jan. 9, 2010, masked gunmen entered thefamily home of Leapolde Cardenas, located in the 1900 block of Burnett FerryRoad in Rome, Ga. Cardenas was not present at the time of the intrusion but hiswife and juvenile children were in the house. The assailants took control ofCardenas' wife and children and held them captive inside the residence untilCardenas arrived.
The family was held in a bedroom while Mr. Cardenas wasforced at gunpoint to go to his wife's grocery store in the Rome area, known asCelia's Grocery. Mr. Cardenas was then forced to go into the store's office andempty the safe. He was then taken back to the residence where he was shot andkilled. The other family members did not suffer any physical harm.
"In any investigation involving a homicide, it isimportant to help families who have suffered the tragic loss of a loved onebring closure to their loss," said Bureau of Alcohol, Tobacco, Firearmsand Explosives (ATF) Special Agent in Charge of the Atlanta Field DivisionScott Sweetow. "As ATF continues its mission as the violent crime bureau,we will see to it these criminals are removed from our streets so that our communitiesremain a safe place to live and prosper."
In the years since his tragic death, detectives with theFloyd County Police Department along with agents from the ATF and the FBI havecontinued to investigate Cardenas' murder. Unfortunately, the evidence gatheredhas led to few viable leads which prompted ATF to offer a $10,000 reward forinformation that leads to the arrest and prosecution of the responsibleindividual(s).
ATF, the FBI and the Floyd County Police Department areseeking the public's assistance in identifying those responsible. Anyone withinformation is encouraged to call ATF at (706) 614-1622 or call the ATF Hotlineat 1-800-ATF-GUNS (800-283-4867). Callers can remain anonymous.
More information about ATF and its programs is available atwww.atf.gov.

New Publication Takes In-Depth Look at Improving Teen Driver Safety

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WASHINGTON, D.C. -- What to do about teen driving? That'sthe question a new publication released today by the Governors Highway SafetyAssociation (GHSA) attempts to answer. Developed with a grant from State Farm®,Curbing Teen Driver Crashes: An In-Depth Look at State Novice DriverInitiatives comes on the heels of MAP-21, the newly enacted surfacetransportation funding law, which includes incentive programs that rewardstates for high performance in a number of areas, including - for the firsttime - teen driving.
The publication, a follow-up to GHSA's 2010 Protecting TeenDrivers: A Guidebook for State Highway Safety Offices, takes a detailed look atwhat states are doing to address teen driver safety in six key areas:
             StrengtheningGraduated Driver License (GDL) laws to ensure state have essential elementsthat address crash risk and skill building•             Ensuringunderstanding and enforcement of GDL laws by police officials•             Engagingparents in understanding, supporting and enforcing GDL laws•             Strengtheningdriver education and training•             Engagingteens in understanding and addressing driving risks•             Garneringconsistent media coverage of teen driving
While states have made significant progress in reducing teendriving deaths, a GHSA report with preliminary data issued in February 2012found that through the first half of 2011, deaths involving 16- and 17-year-olddrivers had increased 11 percent over the previous year. This is significantsince deaths involving teen drivers have been steadily declining over the past8 years at a rate higher than any other age group on the road.
"There is no doubt that states have been workingdiligently to help teens survive their most dangerous driving years, asevidenced by the gains they've made in reducing teen driver crashes, injuriesand fatalities," said GHSA Executive Director Barbara Harsha, who oversawthe development of this newest teen driving publication. "But there isconcern that these gains may be leveling off. GHSA encourages states and teendriving safety advocates across the nation to review the initiatives and keyelements for success identified in the report and leverage them to ensure theneedle continues to move in the right direction."
"The results from this latest report show that keepingteen drivers safe on the road is an ongoing and collaborative issue," saidKellie Clapper, Assistant Vice President of Public Affairs for State Farm."As a leader in auto safety, State Farm is committed to working with GHSAand other safety organizations to keep our teens safe on the road."
The programs and initiatives detailed in the publication,which was researched and written by transportation safety consultant and formerNew Jersey State Highway Safety Office Director Pam Fischer, were identifiedthrough a survey of State Highway Safety Offices conducted by GHSA in August2011. Additionally, an expert panel was convened to share their insightsregarding new, cutting edge and/or exemplary activities that are showing or areexpected to show promising results.
Expert panel members included: Christy Adams, UC DavisMedical Center; Chuck Conroy, Governor's Traffic Safety Committee, New York;Troy Costales, Oregon Department of Transportation, Safety Division; VickiHarper, State Farm; Russell Henk, Texas Transportation Institute; JustinMcNaull, AAA; Ruth Shults and Erin Sauber-Schatz, Centers for Disease Controland Prevention; and Jim Wright, National Highway Traffic Safety Administration.
The views and recommendations in the publication do notnecessarily reflect those of State Farm or the individuals or organizationsrepresented on the Expert Panel. Printed copies of the publication will be sentto every GHSA Member and Associate Member. A PDF version is available online atwww.ghsa.org. A limited number of print copies are available and may berequested via email by contacting jadkins@ghsa.org.
# # # The Governors Highway Safety Association (GHSA)® is anonprofit association representing the highway safety offices of states,territories, the District of Columbia and Puerto Rico. GHSA provides leadershipand representation for the states and territories to improve traffic safety,influence national policy, enhance program management and promote bestpractices. Its members are appointed by their Governors to administer federaland state highway safety funds and implement state highway safety plans.Contact GHSA at 202-789-0942 or visit www.ghsa.org. Find us on Facebook atwww.facebook.com/GHSAhq. Follow us on Twitter at @GHSAHQ.

Bloodsworth Postconviction Grant

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The Justice for All Actof 2004 authorized the establishment of the Kirk Bloodsworth Postconviction DNATesting Grant Program. The program provides funding to states to help defraythe costs associated with postconviction DNA testing. Though not the sole measureof program success, as a result of NIJ's funding and the hard work of thegrantees, to date, 10 exonerations have been achieved through DNA testing.Read all about them on the updated Postconvictionpage.

Former U.S. Navy Seaman Sentenced to Five Years in Prison for Possessing Child Pornograph

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WASHINGTON – A former U.S. Navy seaman was sentenced today to five years in prison for possessing child pornography, announced Assistant Attorney General Lanny A. Breuer of the Justice Department’s Criminal Division.

James Driver, 24, of Midland, Mich., was sentenced today by U.S. District Judge Thomas L. Ludington in the Eastern District of Michigan.  In addition to his prison term, Driver was sentenced to five years of supervised release.  After Driver completes his prison term, he must register as a sex offender as a condition of release.

Following a four-day jury trial, Driver was found guilty on May 21, 2012, of one count of possessing child pornography.  According to court documents and testimony presented during the trial, the case originated from a Naval Criminal Investigative Service (NCIS) investigation into an individual, later identified as Driver, suspected of possessing and distributing child pornography using a peer-to-peer file sharing network.  Driver, who at the time was a U.S. Navy seaman stationed in Japan, admitted in an interview to being interested in child pornography for the past five years.
   
This case was brought as part of Project Safe Childhood, a nationwide initiative to combat the growing epidemic of child sexual exploitation and abuse, launched in May 2006 by the Department of Justice.  Led by U.S. Attorneys’ offices and the Child Exploitation and Obscenity Section (CEOS) of the Justice Department’s Criminal Division, Project Safe Childhood marshals federal, state and local resources to better locate, apprehend and prosecute individuals who exploit children via the Internet, as well as to identify and rescue victims.  For more information about Project Safe Childhood, please visit www.projectsafechildhood.gov.
       
The case was prosecuted by CEOS Trial Attorney Mi Yung Park and former CEOS Trial Attorney Thomas Franzinger.  The case was investigated by NCIS and CEOS’s High Technology Investigative Unit.  Assistance was provided by the FBI’s Innocent Images Unit.

Asset Forfeiture Notifications: More Efficient and Cost-Effective Than Ever

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October 12th, 2012 Posted by Tracy Russo Today, the Department of Justice announced a change to the Civil Asset Forfeiture Reform Act (CAFRA), effective immediately, which will allow federal law enforcement agencies to advertise certain public forfeiture notices online, at a reduced cost, at www.forfeiture.gov. This will save approximately $6.2 million each year in administrative costs. Those savings will remain in the Justice Department’s Assets Forfeiture Fund and be used to fight fraud, drug trafficking and violent crime.

Traditionally, law enforcement agencies have published public forfeiture notices in newspapers. Starting in 2007, the department began advertising public forfeiture notices that were part of judicial proceedings on the Internet. This saved approximately $1.5 million per year.

The department will now begin also advertising administrative forfeiture notices online as well. These are notices that do not require judicial involvement. Because of the volume of administrative forfeiture notices, the department expects savings to increase fivefold, for a combined total savings of $7.7 million per year.
Taxpayers deserve to know that we’re using their money responsibly, and by lowering administrative costs, the department can focus more resources towards protecting Americans and upholding our nation’s laws.  Today’s change simplifies the notification process and increases the availability of information, ensuring that more of the ill-gotten gains from criminal activities will be available to fight crime.

The department currently offers the benefits of this online platform to other federal police agencies, including the U.S. Postal Inspection Service and the Secret Service. By expanding this program to even more agencies, including Customs and Border Protection and Immigration and Customs Enforcement, we can save additional taxpayer dollars.

This initiative is part of Attorney General Eric Holder’s SAVE Council, which was established in July 2010 to direct and oversee efforts to identify and implement best practices for saving taxpayer money, realizing efficiencies and monitoring the department’s savings progress.

For more information about the Attorney General’s SAVE Council, visit http://www.justice.gov/ag/save-council.html.

11 Ekim 2012 Perşembe

Bank of America Online Banking Sign In Security

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Bank of America online banking provides an easy way for customers to take care of their financial errands without having to deal with any of the inconveniences caused by visits to the local branch, enabling them to manage their accounts through any sort of internet-connected device they are capable of finding.

If looking for the Bank of America online banking sign in page, visit the site at BankofAmerica.com.

Customers can go there and take care of any and all online banking services they might need, which allows them to take care of things such as checking past statements, analyzing purchase history, communicating with the bank, viewing interest accumulations (if any), transferring funds, checking current balances, opening new accounts and so on.

But although this sort of convenience has become something of a necessity, and most clients wouldn't know what to do without it, it is still important for clients to realize a few things about internet security before they go about logging into their accounts and managing their finances online. Internet security is far from perfect, and Bank of America online banking must be handled somewhat more delicately than certain clients might like.

Firstly, it is absolutely critical to keep one's login details absolutely secret, so they can never fall into the wrong hands. If anyone ever requests this information (especially random emails that pretend they are from the bank), it should be ignored, since Bank of America will never ask for this information. Change lost passwords, or if there is any other reason to believe that they have been mismanaged somehow.

Remember to use safe computers, so try to avoid public machines (internet cafes, public libraries, for example). Also, if using wireless networks to connect to the internet, be sure to use password protected networks, hopefully private ones. If there is no other way to get online, just make sure that no one else has used the account by checking balances and recent transactions, and log out when finished.

That should be it, though, so just remember to stay safe and Bank of America online banking shouldn't be much of a hassle. In that regard, anyway.

Former Bryan County, Okla., Sheriff’s Office Lieutenant Sentenced for Assaulting Detainee with a Taser

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The Justice Department announced today that former Bryan County, Okla., Sheriff’s Office Lieutenant Kevin Bennett Holt, 48, from Achille, Okla., was sentenced to 18 months in the custody of the Federal Bureau of Prisons, followed by 24 months of supervised release, for using a Taser to assault a detainee inside of the Bryan County Jail in Durant, Okla., in violation of the victim’s civil rights. The defendant pleaded guilty on May 1, 2012.  During the plea hearing and in the plea documents, Holt admitted that he intentionally used unreasonable force on a detainee when he electronically shocked the detainee by using a Taser device while the detainee was strapped into a restraint chair. The defendant also admitted that his unlawful Taser deployment injured the victim. “Excessive force by officers sworn to respect and uphold the law undermines our criminal justice system,” said Thomas E. Perez, Assistant Attorney General for the Civil Rights Division.  “The federal government is committed to prosecuting officers who abuse the authority entrusted to them.” This case was investigated by the FBI. The case was prosecuted by Trial Attorney Nicole Lee Ndumele of the Civil Rights Division and Assistant U.S. Attorney Gregory Dean Burris from the U.S. Attorney’s Office for the Eastern District of Oklahoma.

Why I Have No Sympathy for Rick Santorum's Google Problem

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 "Every society in the history of man has upheld the institution of marriage as a bond between a man and a woman.... In every society, the definition of marriage has not ever to my knowledge included homosexuality. That's not to pick on homosexuality. It's not, you know, man on child, man on dog, or whatever the case may be. It is one thing. And when you destroy that you have a dramatic impact on the quality" 
- Rick Santorum, in an interview with the Associated Press


Now, let's see if that would play if we simply replaced a few words:


"Every society in the history of man has upheld the role of men as decision-makers.... In every society, the task of voting has not ever to my knowledge included women. That's not to pick on women. It's not, you know, children voting, dogs voting, or whatever the case may be. It is one thing. And when you destroy that you have a dramatic impact on the quality"


Ladies, any thoughts?


It's quite simple really. It's not like gay people attacked Rick Santorum and this was him defending himself.  Quite the opposite. Rick fired the first shot.


Hard-working, tax-paying American citizens don't like hearing people attack their families. We don't much like having our relationships degraded, mocked, or compared to pedophilia and beastiality. NO one likes their relationship trashed by someone who doesn't even know them. The only thing that same-sex marriage has in common with pedophilia and beastiality is that Rick Santorum and a shrinking number of people don't like it.  


They are entitled to their opinions, of course.  But freedom of speech carries with it responsibility and accountability.  We are responsible for what we say. We are accountable for the content of our speech. There is no implied, or stated freedom form criticism, and no implied or stated freedom from consequences.  The U.S. Constitution is a limit on what GOVERNMENT can do. Individuals are free to do as they like, especially when public figures decide to drag their relationships through the mud.


Was the campaign to link Santorum's name with a sexual byproduct nice?  No, but neither was what Santorum said about LGBT people's lives and loves. It's as if Rick started the oven in the kitchen and then complained that the kitchen is hot.


Rick Santorum wanted to make a name for himself, the irony is I don't think Santorum.com was what he had in mind. 


Related:

  • Survey | Generations at Odds: The Millennial Generation and the Future of Gay and Lesbian Rights http://publicreligion.org/research/2011/08/generations-at-odds/
  • New Study: Support for Gay Marriage Grew Faster in Past Two Yearshttp://www.usnews.com/news/articles/2011/07/27/new-study-support-for-gay-marriage-grew-faster-in-past-two-years
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